Loan Programs

NHCM provides financing for all asset types.  Typical terms are as follows:

Category Interest Rate Maximum LTV Term
Multifamily - Stable & Cash Flowing 7-9% 75% 12 to 24 months
Multifamily - Less Stable & Lower Quality 9-12% 70% 12 to 24 months
Office, Hotel, Retail, Industrial 9-12% 70% 12 to 24 months
Note Purchases – All Asset types >10% 70% 12 to 24 months
New York City/ Tri-State:
A-Quality or Cash Flowing <10% 75% 12 to 24 months
No Cash Flow >10% 70% 12 to 24 months
Construction/Project Completion 10-15% 70% 12 to 24 months